I talk to people every day, which is the part of my job I love the most. I've heard a lot of reasons why people, even if they want to get a new home, are afraid to make the commitment of buying a home. I've listed a few of those reasons here and included my thoughts about each of them. This time, I'll list 3 for first time home buyers and next time I'll list 3 for people who already own a home.
I don't think I would qualify for a mortgage.
True, you may not, not everyone does.
1. Have you checked? If not, you should check with a lender before you decide you don't qualify. I've sold homes to people who thought they wouldn't qualify and were looking to rent. If you haven't checked, you don't know. Checking will also help you to…